Upfront costs remain the chief barrier for would-be EV buyers, as most EVs are currently more expensive than comparable gas-powered cars. But if financing models can bring those upfront costs down, EV owners could benefit over the long term, as EVs can be cheaper to own over their lifetime — a factor that’s informing other novel approaches to bringing down the cost for would-be EV owners, such as startup Zevvy’s EV leasing model aimed at high-mileage drivers.